Refinancing
Refinance your Home Loan or Investment Loan and access a variety of loan options and competitive interest rates. Get help from an experienced Finance & Mortgage Broker at Get Approved today!

Rated 5 from 5 Reviews
Rated 5 from 5 Reviews
Refinancing is a vital option for many homeowners and property investors across Australia. At Get Approved, we specialise in helping you access loan options from banks and lenders nationwide. Whether you want to adjust your interest rate or loan amount, refinancing can be a practical solution to improve your financial situation. By exploring various refinancing options, you can make informed decisions about releasing equity in your property, changing your loan term, or consolidating debts. Our expertise ensures a seamless experience as you consider transitioning to a more suitable mortgage.
The primary advantage of refinancing is accessing a lower interest rate. For many, refinancing is an opportunity to reduce loan repayments by shifting to a competitive rate, whether it's a fixed interest rate or a variable interest rate. With fixed rate periods ending, now might be the perfect time to explore better loan options. Our team at Get Approved helps you assess the available offers and guides you through the best choices for your needs. We provide access to banks and lenders nationwide, ensuring you have a comprehensive view of what the market offers. Lowering your interest rate can significantly reduce monthly repayments and overall interest paid over the life of the loan.
Releasing equity in your property is another compelling reason to refinance. This process allows you to tap into the increased value of your home for various purposes, such as home renovations or even purchasing your next property. By refinancing, you can release equity to buy the next property, expanding your investment portfolio or upgrading your living situation. Our streamlined application process makes it easier for you to understand and implement these changes, freeing up funds for other ventures without the headache of a complex procedure.
Refinancing also provides an opportunity to consolidate debts. Combining multiple loans into one can simplify your financial commitments, making it easier to manage monthly repayments. With our assistance, you can check eligibility for special lender policies that may benefit your unique circumstances. Whether you're dealing with credit card debts or personal loans, consolidating them under a single mortgage can save money and reduce stress. We evaluate your credit history and bank statements to recommend the most suitable refinance interest rates and loan structures.
When considering refinancing, it's important to understand the application process. At Get Approved, we simplify this journey by offering personalised support and guidance every step of the way. We help you gather necessary documents, such as bank statements, and navigate lender requirements efficiently. Our goal is to ensure that you feel confident and informed as you explore refinancing options that align with your financial aspirations.
Refinancing offers numerous benefits, whether you're aiming to lower your interest rate, release equity, or consolidate debts. At Get Approved, we are committed to providing access to banks and lenders across Australia, ensuring you find the best loan options for your needs. With our expertise in the refinancing process, we make it easy for you to achieve better financial outcomes. If you're ready to take the next step towards financial freedom, reach out to our team today and discover how refinancing can work for you.
Initial Refinance Consultation
A Finance & Mortgage Broker will take the time to understand your current loan situation and discuss refinancing options available from banks and lenders across Australia. We'll guide you through the next steps of the refinancing application process, ensuring you have access Home Loan options and the most competitive refinance interest rates.
Fact Find
We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for refinancing. We will also check eligibility for special lender policies that might benefit you.
Pre Approval
Once you receive pre-approval for the refinancing, you can move forward with confidence. We will outline the new loan amount, interest rates (both variable and fixed), and any potential interest rate discounts. Whether you are looking to reduce loan repayments, consolidate debts, or change your Home Loan term, we ensure you access loan options from banks and lenders nationwide.
Settlement
During the settlement process, your existing loan will be paid off, and your new loan will be drawn down. We will assist you in understanding all associated costs, including any fees or charges related to the refinancing.
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Vincent Briffa
I have been dealing with James for some time and since he started up " I Challenge " I feel he has been able to focus quickly on my businesses needs. As a small new company I did not tick many of the banks boxes (so to say) it was good to ...
MS
Mollyrose Simmons
Professional, Responsive & attentive. As first home owners, James provided us nothing but support throughout his service. James provided responsive, attentive and professional service throughout the whole home purchasing process. Being ...
BW
Ben Wieland
James helped me obtain finance for a new luxury vehicle. His professionalism and service was fantastic and he went above and beyond. James found me the right financial product for my requirements and he helped ...
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australasia. They are extremely professional and provide exceptional service across a range of lending options.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.