Privacy Policy

I Challenge Pty Ltd T/As iChallenge Finance, Australian Credit 452141 and our related businesses. Authorized representatives and Credit Representatives (We, Us, Our) are collecting personal and financial information about you.

We collect personal information to provide you with the services that you have requested, manage our relationship with you, for the purposes of assessing your application for finance and managing of that finance. We may also collect your personal information for the purposes of direct marketing and managing our relationship with you. From time to time we may offer you other products and services.

1. The information you provide will be held by us.

2. You appoint us as your agent to act as a access seeker to obtain your credit information from any credit reporting body on your behalf and for the purposes of assisting you with your finance application. You authorize us to disclose any credit information we obtain to prospective financiers in connection with you finance application.

3. We may use your credit information and any other information you provide to arrange or provide finance and other services.

4. We may exchange the information with the following types of entities, some of which may be located overseas. Prospective funders/ lenders, mortgage managers or other intermediaries and related parties in relation to your

finance requirements;

Other related and unrelated organizations that are involved in managing or administering your finance such as third party suppliers, printing and postal services, call centers;

Anybody who represents you, such as finance brokers, financial planners, lawyers and accountants;

Any industry body, tribunal, court or otherwise in connection with any complaint regarding our service;

Where we are required to do so by law;

Anyone, where you have provided us with consent;

Your employer, referees or identity verification services;

Any organization providing online verification of your identity; and

Any person or business considering acquiring an interest in our business or assets.

5. You consent to the release of personal information relating to your investment(s) and/or insurance policies to our

agents upon request.

6. You may gain access to the personal information that we hold about you by contacting us. A copy of our full privacy policy can be obtained by emailing admin@ichallenge.com.au or via website at www.ichallenge.com.au

Our privacy policy contains information about how you may access or seek correction of the information we hold about you, how we manage that information and our complaints process.

DISCLOSURE

We don’t give away or sell your personal information. We will disclose your personal information if we are legally compelled to do so or need to provide instruction to our professional advisors.

We might use another provider to deliver our products or services to you. If they need your personal information to complete that delivery we will require them to use your information only for that purpose and then destroy it.

STORAGE OVERSEAS

We may change the host of this website from time to time in accordance with our business requirements. This may mean that the information collected through our website is hosted overseas. We do our best to use reputable companies that have appropriate information protection to host our website.

LINKS and PUBLIC FORUMS

We have no control over the information accessed through links from our site. You use links at your own risk.

If you post your personal information in a public forum, we have no control over how it is used and no responsibility to protect it for you.

UPDATE

We use a third party autoresponder to manage our subscriber lists. You can update your details via the link on any emails that we send to you, or by contacting us.

FEEDBACK

Any feedback or concerns regarding the way we manage your personal information should be directed to james@ichallenge.com.au We will take action to fix any problems, within reason. We will update this policy from time to time to meet our legal obligations.